Compare Katy, TX Listing Prices Before You Make a September 2026 Offer

Before making an offer, compare the property with the homes a reasonable buyer would consider alongside it. That means reviewing closed sales, active competition, condition, and the terms that could affect your overall decision. Recent Katy pricing measures provide useful reference points, but they represent different stages and property groups. The goal is not to find a perfect statistic; it is to build a clear, defensible view of what this home is worth to you.

The July 2026 median sold price was $315,000. The July 2026 median list price for new listings was $340,000. The July 2026 median list price for active listings was $349,950. The July 2026 median list price for pending listings was $366,990. The July 2026 sold-to-list price percentage was 97.4%. The July 2026 median time on market was 50 days. The July 2026 months of inventory measure was 5.29. The pending-listing median price increased 4.9% month over month. The figures combine single-family and attached residential property types. The market medians do not account for the unique features or condition of the home you are considering.

The sold median is useful for completed transactions, while listing medians describe current seller positions. Pending pricing provides contract-stage context but does not represent a final closing result. A comparison becomes more credible when property differences are explicitly acknowledged. The sold-to-list measure can inform negotiation expectations without dictating your offer. Time on market may suggest questions about history, but it cannot supply the answers. Inventory supports a decision process that keeps alternatives visible. Your offer should reflect both verified value and your own financial comfort.

Separate closed, active, new, and pending comparisons in your review. Adjust for condition, improvements, size, and other material differences. Request the listing history and available disclosures for the property. Ask which closed sales most closely support the asking price. Set an offer ceiling before negotiations become emotional. Preserve appropriate inspection, financing, and title protections. Move forward only when the complete terms remain acceptable.