Your offer should reflect similar completed sales and what you can comfortably afford, not a standard discount. I'll help you weigh those considerations before choosing a price.
For Chaska single-family homes, condos, townhouses and apartments, the September 2026 Median Sold Price was $460,000. The reported Sold to List Price % was 98.8%. Months of Inventory was 3.03. The sold-to-list price metric describes completed sales across the reported market, not the outcome for an individual home.
Treat the reported sold-to-list price metric as background, not an instruction for preparing your offer. I would give more weight to recent sales of similar homes and differences in condition, size and features. Price also belongs beside financing and inspection requirements, because changing those protections changes the risks you accept.
Review recent sales of similar homes with me and identify which differences matter for the property you want. Write down the maximum price you are comfortable offering before discussing any response from the seller. Confirm financing requirements with your lender and decide which inspection protections you need before submitting the offer.
