
Published: October 18, 2026
Preparing a Home Offer in Montgomery, TX During October 2026
By Roger Morton
Montgomery, TXA reasonable offer starts with the home you want and the terms you can accept. I'll help you separate useful price context from assumptions about what a seller will agree to.
For Montgomery single-family homes, condos, townhouses and apartments, the September 2026 market report records a sold-to-list price percentage of 96.7%. The median sold price was $395,500. Months of inventory stood at 7.08. The sold-to-list price percentage does not establish the terms accepted for an individual home.
I would not apply the reported percentage automatically to an asking price to decide what you should offer. Room to negotiate needs to be considered alongside similar sales, the home's condition and your own budget boundaries. Price matters, but financing and inspection requirements also deserve attention before you commit to the proposed terms.
Review recent sales of similar homes with me to discuss a reasonable offer range for the property. Confirm your financing details with your lender and decide which financing and inspection protections you need. Choose the maximum price you are comfortable offering before responding to a request for a higher amount.



